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The whole store on one screen, at one flat rate.

Simple is a retail point of sale with inventory, invoicing, an online store, and loyalty built in. Card processing is 2.19% flat, in person and online, with no per-swipe fee and no contract. We set it up with you and stay on the phone after.

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First, run your own numbersSee what Square's 15 cents costs on your ticket size.

What Square's 15 cents does to a small ticket

Square charges 2.6% plus 15 cents on every in-person sale. On a $9 sale the 15 cents is a big piece of the fee. Put in your own ticket size and volume. If you are on something other than Square, change the rate and the per-swipe fee to match your quote.

Square2.6% + 15¢
Fee on one sale$0.62
What that works out to3.43%
Per month$1,373
Simple2.19% flat
Fee on one sale$0.39
What that works out to2.19%
Per month$876
$5,964 a yeardifference on card fees alone, before the monthly software plan.

Estimate only. It compares card fees and nothing else. Simple's software plan is $29 to $399 a month per location. Your real numbers depend on your sales.

What is in it

Built in, not bolted on.

Most stores end up paying for a register, an inventory app, an invoicing tool, and a loyalty program that do not talk to each other. Simple puts them in one system with one login and one customer list.

Checkout

Point of sale

Card, cash, and contactless. Barcode scanning, returns and exchanges, and unlimited registers on every plan.

Stock

Inventory

Stock levels update as you sell, in store and online. Reorder points per store, purchase orders, and transfers between locations.

Get paid

Invoicing

Send an invoice, take payment online, and let reminders chase it. Estimates and invoices need no hardware at all.

Online

Online store

A storefront that shares inventory with the counter. Online orders land in the same dashboard as in-store sales.

Repeat business

Loyalty and discounts

Points, tiers, and scheduled promotions. See which deals actually brought people back.

Marketing

Text and email

Group customers by what they buy and how often, then send texts and emails on triggers you set.

Bookings

Appointments

Online booking and reminders for service counters, salons, and repair desks.

Numbers

Back office

Live dashboards, sales and team reports, and expenses with a running profit and loss.

Medium plan and up

Operations hub

Staff scheduling, time clock, task lists, forms and checklists, and delivery dispatch with driver routing.

It keeps selling when the internet drops. Sales queue on the device and sync when the connection comes back.

The terms

Four numbers, all in writing.

2.19%Flat card rate, in person and online
$0Per-swipe fee, statement fee, or PCI fee
1 dayNext-day funding to your bank account
0Months of contract. Cancel any time

Square's 15 cents is a tax on small tickets.

Everyone compares the percentage. The 15 cents is what hurts a store selling drinks, snacks, vapes, and phone chargers all day. Here is the same $9 sale on Square and on Simple.

Square, in person

2.6% + 15¢

23 cents of percentage plus 15 cents of fixed fee. 38 cents on a $9 sale, which is 4.3% of the ticket.

Simple

2.19% flat

20 cents on the same sale. The rate you were quoted is the rate you pay, whether the ticket is $4 or $400.

Simple is lower than Square on every in-person sale. The smaller the ticket, the wider the gap.

Hardware

Buy it once. Or use what you have.

No leases and no rental. Simple also runs on a desktop, a laptop, a tablet, or a phone, and works with most standard receipt printers, barcode scanners, and card readers.

Simple Station countertop point of sale, cashier side Simple Station customer-facing display
Countertop

Simple Station

An aluminum countertop register with a 15.6-inch touchscreen for the cashier and an 11.6-inch display facing the customer. 8 GB of memory, 128 GB of storage, Wi-Fi and Bluetooth.

$499 one time

Handheld

Simple Mobile POS

The full register in one hand. Takes tap, chip, swipe, and mobile wallets, scans barcodes with its camera, and prints receipts from a built-in printer. Wi-Fi, 4G, and Bluetooth.

$299 one time

Card reader

Simple Compact Reader

A pocket reader for tap, chip, and swipe that pairs with a tablet or phone over Bluetooth, USB-C, or Lightning. Included with every plan.

Included with every plan

Hardware ships free and carries a 2-year warranty.

Software plans

Priced per location, month to month.

Every plan has the register, inventory, invoicing, the online store, loyalty, marketing, and reporting. The plans differ on how many people log in and how much hand-holding you want.

Small

$29 a month per location

  • 5 users
  • Unlimited registers
  • Every core, back office, and customer module

Medium

$99 a month per location

  • 10 users
  • Adds the operations hub: scheduling, time clock, tasks, forms, delivery
  • Professional onboarding

Large

$399 a month per location

  • Unlimited users
  • Dedicated merchant rep and success manager
  • White-glove onboarding

No setup fee. Change plans whenever you want. Moving your products, customers, and sales history over is free on any paid plan.

Is it for you

Who it fits, and who should skip it.

A good fit

  • Convenience, smoke, vape, and liquor stores with small tickets
  • Boutiques, gift shops, and clothing stores
  • Electronics, repair, and specialty retail
  • Service counters and salons that book appointments and send invoices
  • Owners with more than one location who want one dashboard

Probably not

  • Full-service restaurants with tables and coursing. Look at Tabit or SkyTab
  • High-volume bars. Look at Union
  • Stores that want the fee off their books entirely. Look at cash discount
  • High-risk products that need a specialty account. Start with high-risk processing
Questions

What store owners ask first.

Is 2.19% really the whole card fee?

For card processing, yes. Simple publishes 2.19% flat for in-person, online, and keyed-in sales, with no per-transaction fee and no statement, gateway, or PCI fee. The software plan is separate, from $29 a month per location.

Do I have to sign a contract?

No. Plans are month to month and you can cancel any time. There is no setup fee.

Can I keep the hardware I already own?

Often. Simple works with most standard receipt printers, barcode scanners, and card readers, and it runs on tablets, laptops, and phones. Tell us what you have and we will confirm before you buy anything.

How long does it take to get running?

The software side takes minutes with the setup wizard. Budget a few days if you are moving a large product catalog or waiting on hardware to ship.

What happens if my internet goes down?

You keep selling. Sales are stored on the device and sync when the connection returns.

I have three stores. Is that extra?

Multi-location is included. Each location has its own plan, and inventory, pricing, customers, and staff permissions are managed from one dashboard.

When does the money hit my account?

Next-day funding to your bank account.

How does it compare with Square?

Square's standard rates are 2.6% + 15¢ in person and 2.9% + 30¢ online. Simple is 2.19% for both, with no per-sale fee. On a $20 in-person sale that is 67 cents on Square and 44 cents on Simple.

Where does Payment Gurus come in?

We are your contact. We help you pick the plan and hardware, get the account opened, and answer the phone when you have a question. Simple supports the software around the clock by chat, email, and phone.

See it on your own products.

Tell us what you sell and how many registers you run. We will set up a walkthrough with your items in it and show you the card fees next to what you pay now.

Get started
(888) 556-7356Monday to Friday, 9 to 6 Eastern. A payments specialist answers.